"...Thank you.  This whole process has been so painless.  I've bought two houses before but never has it been this simple and fast." -jfh-    "...Very timely work - honest.  HNB is exceptional!  Thanks so much." -Local Realtor-   "...you definitely have gone 'above and beyond' the call of duty. You have been nothing but fair and honest." -New Home Buyer-    "This is the fourth home we have purchased and by far the BEST experience out of all of them combined." - Relocating Oil Co. Executive - We just wanted to let you know how much we appreciate working with the folks at HNB Mortgage.  The purchasing process on the house on our investment property went as smoothly and as simple as the previous one did.  THANK YOU very much for the assistance of you and your team."

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 Contact Us

Midland, TX
Suzanne Smith
800-669-8223

Marble Falls and
Horseshoe Bay, TX
Rebecca Nicholson
888-693-3373

 

Marble Falls and
Horseshoe Bay, TX
Suzanne Mayer
888-693-3373

Big Spring & Odessa, TX
Louis Dunnam
888-210-8932

Boerne, TX
Suzanne Mayer/
Rebecca Nicholson
888-693-3373
 


Equal Housing
Lender

HNB Mortgage © 2007

  

  
  Current Mortgage Rate Information

As of May 8, 2008


Please Note: Interest rates are subject to the new risk based pricing and may change based on credit scores and loan to value.

  CONFORMING FIXED RATE
(Maximum Loan: $417,000)   

Conv. 30 Year Fixed
 6.000% 0 + 0 
5.750% 0 + 1

Conv. 15 Year Fixed  
5.625% 0 + 0
5.250% 0 + 1
 

  FHA / VA Fixed Rate
   (Maximum Loan $271,050)

30 Year FHA
6.000% 0 + 0
5.750% 0 + 1

15 Year FHA
6.000% 0 +0
N/A

  JUMBO LOAN FIXED RATE
  (Loan Amounts:  $417,001 - $650,000)

Jumbo 30 Year Fixed
7.500% 0 + 0
   7.000% 0 + 1

Jumbo 15 Year  Fixed
6.875% 0 + 0
6.375% 0 + 1
 

  (Loans are available in excess of $650,000)

 "For additional information about various loan programs and terms or
  to LOCK IN AN INTEREST RATE, CONTACT your HNB
Mortgage Loan Consultant"

RATES SHOWN ABOVE ARE FOR INFORMATIONAL PURPOSES ONLY
THESE RATES ARE SUBJECT TO CHANGE AT ANY TIME

*To lock in an interest rate, you must speak with a Mortgage Loan Consultant of HNB Mortgage

*NOTE: A minimum down payment of 5% of the purchase price is required on Conventional Loan Programs and a minimum  down payment of 3% of the purchase price is required on FHA Loan Programs. The terms of the repayment are determined based upon the choice of the Loan Program. Annual percentage rates above are calculated upon 20% of purchase price down payment. Please see the Monthly Calculator for additional information.